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1. The website is owned by a legal Polish company with NIP number: 5130263427  

2. These Regulations define the rules for the use of materials posted on the portal and by individual users.

3. An individual user who wants to use our services must be over 18 years of age.  People who break this rule will be removed from our side forever.

4. The information contained on our website is only the opinions and analyzes of private persons.

5. Payment complaints are accepted in writing to the following e-mail address: and should include: the payer's e-mail address, payment number, payment amount, name and name of the bank account owner (payment card), Payment date.

6. The website reserves the right to reject the complaint.

7. The regulations are valid from the moment of publication, after entering the website, they are automatically accepted by the user.

8. Products are sent in digital form via e-mail.

9. Access to the materials on the website may be granted only to persons who individually and voluntarily request to use the materials on the basis of a purchased subscription. The redemption is voluntary and carries the risk of loss.

10. The owner of the website reserves the right to make changes to the regulations. In the event of changes, the owner of the website will inform the users immediately.

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